Includes coverage for lost days of diving due to weather or medical condition, Less widely known or used than World Nomads or DAN, Do not get coverage for other extreme activities, Significantly lower maximum payout for medical bills compared to World Nomads, Most well known and experienced diving insurance company, Access to wide pool of resources and knowledge, No free coverage of extra adventure activities. Whilst all the diving insurance companies featured in this article offer some monetary compensation for lost, stolen or damaged gear – it may be an idea to insure separate pieces of scuba gear if what you have is a lot more expensive than the financial limit for gear in your insurance plan. If you plan to venture beneath the surface this year, you'll of course be eager to don a snorkel and fins, but be sure to book Holiday Extras' holiday insurance before you do. Whilst World Nomads and Dive Assure do both offer 24/7 customer service, the sheer amount of resources by DAN trumps both these other two diving insurance branches. 2021 © DiveAssure. Whilst World Nomads automatically includes liveaboards in their diving insurance packages, with Dive Assure this is an optional  extra, although again it does include the benefit of coverage for lost days of diving, which is unique to DiveAssure. These are typically with regards to customers being frustrated after finding it hard to receive some types of claim. That’s because in addition to insurance, World Nomads are frequently involved in overseas charitable world and promoting responsible, sustainable and compassionate travel. The mission: to discover the best diving insurance company of all time – for you. If you already have general travel insurance and just need additional cover for your scuba dive then our Activity TopUp policy can cover you alongside your general travel insurance. World Nomads are my favourite scuba diving insurance option both because of their responsible tourism promoting attitude and because their insurance package is the best for anyone who enjoys other adventure activities to. 1cover.com.au is a specialist dive and scuba diving insurance provider. We love diving and we have an active outdoor life – and therefore we can’t stop writing about it. However, pro level divers may go much deeper. Here are the differences in coverage between Sport Diver, Pro Diver and Indigo Liability policies. Sky Cover is a specialist provider of skydiving insurance. Plus, you’ll also avoid the hassle of making claims and potentially having to wait an insanely long time for that reimbursement. Keep reading to find out what travel insurance can help you with if you're planning to go scuba diving this holiday. As a dive professional, it’s advisable to weigh all available insurance options before making a choice as to which suits you best. The above figures would apply to the the average for a 30 year old New York resident traveling to Thailand and Indonesia. Get a policy that can cover the full value of your bike if you need a new one. There’s no such thing as a perfect scuba insurance plan and no single diving insurance company offers all the extra perks so far mentioned. Many of our group members had insurance with other insurance companies and did not get any money back- we did get our money back (apart from the 20% mentioned in the insurance conditions)! However, there is no means of coverage for diving days lost due to weather or illness like you can get with DiveAssure. There are many other companies that will offer you a comprehensive insurance, but make sure to check them and their coverage in case of diving accidents. If you just need insurance to cover diving accidents then look at Dive Master's IDEC Scuba Dive Insurance.International Diving Emergency Cover is a personal accident plan that covers you all over the world for emergency medical expenses, hyperbaric … Whilst there are sometimes complaints from customers about having to a long time before receiving a claim, this is usually not the case! Your email address will not be published. Comparison of Optional Dive Injury (Treatment) coverage Alternately, take a look at the screenshots below showing several reviews that I feel best reflect the general attitude towards World Nomads: Beloved by high end travellers and scruffy backpackers alike, World Nomads are an extremely well respected travel insurance company that also offer scuba diving insurance at a capacity that will suit all styles of recreational scuba diver. To compare insurance rates, you can rely on The Zebra to give you a user-friendly and helpful experience—that’s why it’s out top pick for the top best car insurance comparison site. Your insurance company will compensate you in case you will be unable to substantially perform your duties in your occupation or from your normal, regular daily activities as a result from a diving accident. There’s different insurance package options for all of these scenarios with most of the best dive insurance companies. Make the choice, take the call! Income disclosure: We are reader supported, and earn affiliate commissions when you buy via links found on DIVEIN.com: If you find a good deal on our site, you click to the retailer and you buy the product, we get a commission of the sale. Whilst some policies are unlimited, others have upper financial limits on recompression therapy and emergency evacuation. Back to our caller's question: Should she buy dive insurance? Registered Office Sir Ugo Mifsud Street Ta'Xbiex, XBX 1431 - Malta • Continental Operations Office C/da Padune, 11 - 64026 Roseto - Italy Tel +39-085-893-0333 - Fax +39-085-893-0050. If you love diving and traveling, you may also consider getting a combined dive and travel insurance especially when you go to another country. You can also get a short term insurance which is designed for a short-stay vacation. DAN EUROPE FOUNDATION. Not only will you benefit from our wide range of policy protection levels but you are also covered to scuba dive up to 30m (not solo) at no extra cost. We sometimes do a checklist review just to make sure nothing is left behind. I dare ya…. As well as this and perhaps somewhat surprisingly, DAN offer the cheapest scuba dive insurance out there, even when you include the additional fee of a membership. All travel insurance Buy online. More importantly though, this page is about summarising the major differences between what we consider to be the hands down best diving insurance companies of all time. At the end of this DAN review, we summarise all the major differences between World Nomads, DiveAssure and DAN in an easy comparison table. A standard InsureandGo travel insurance policy covers you to go scuba diving for up to 14 days. Prices do vary, depending on your age, home country, any underlying medical conditions and where you are traveling. While treated for a medical emergency, you may need to extend your stay or rebook your flight back home. Generally, World Nomads offer excellent customer service. So always make sure to check your insurance coverage before going diving. The time has come. The insurance is provided by Arch Insurance (UK) Limited. By now, you’ll know what you’ll know what specs to consider when choosing the best diving insurance for you and you’ll understand the major types of deal and package available. COMPARISON OF OPTIONAL DIVE INJURY INSURANCE PLANS Benefit/Coverage Conditions Master AUD$88* Preferred AUD$143* Coverage for Decompression Illness (DCI), which includes both Arterial Gas Embolism (AGE) & Decompression Sickness (DCS) PLUS all covered in-water snorkelling & scuba diving injuries sustained on a Covered Dive or Repetitive Dive Series. If you plan to dive, ensure that your travel insurance covers scuba-specific contingencies. Let’s dive in: World Nomads are an extremely popular travel insurance company that offer all inclusive packages that not only cover travel but also provide insurance for over 200 adventure activities, including scuba diving. Here are some important points you should look into when comparing dive travel insurance … It’s also insanely useful to get coverage for extra adventure activities; including – but not limited to, various watersports that you’re likely to have the chance to do whilst staying at a diving resort or on a liveaboard. Diving Liability Insurance Comparison April 11, 2017. by Ryan Toomey. For those making the jump at home, our Sports Accident Insurance policies can cover tandem skydives, solo skydiving under instruction and those qualified to skydive alone. On the other hand, we can tell by looking at other Dive Assure reviews that many customers have found them reliable and easy to use; as well as having great customer service. But before you decide whether or not to purchase scuba diving travel insurance from them, let’s take a look at some real life customer reviews. Multi-trip insurance is only available as the deluxe tier. Can sometimes take a while to receive claims. Certified Divers In the event of a Dive Injury Treatment claim for a depth beyond 50m, a Member will be required to demonstrate that he/she held an appropriate certification and experience for the dive and was using appropriate breathing gas mixes and equipment during the covered dive or Repetitive Dive Series . Share with your friends. But understand that it needed to be in; order to truly review, evaluate and explain the three best scuba dive insurance companies out there, whilst providing and assessing customer feedback and providing easy to understand comparative info. Game Changer. World Nomads insurance covers you for over 200 adventure activities, meaning they are the best option for anyone getting ready to participate in extra adventure activities. All of these will require insurance of their own to cover any injuries sustained whilst participating in them. Special types of scuba mission such as cave diving, wreck diving and cavern diving are not always covered in a scuba diving insurance policies overall plan – you may need to get coverage for these as an additional add on. Don't take chances, insure yourself from unexpected events with best travel insurance plans in Malaysia. In addition to insuring scuba diving gear within DAN’s main insurance plans, you can also insure your individual pieces of scuba diving gear separately, in order to have a higher overall financial payout on scuba gear. By purchasing online, you have the opportunity to create a flexible tailored policy and save up to 50% on travel agent fees. Enter your e-mail address below to reset your password. Find out why you should purchase PADI-endorsed insurance. DAN has an insurance package that caters to beginners and veterans of the sport. You might also be hesitant to get dive insurance since you already have a travel, life or accident insurance. PADI recognizes Divers Alert Network® (DAN®) as a leading dive safety organization and provider of dive accident coverage. Let’s say you are outside the country on a dive vacation. Some dive insurance companies provide you with a reimbursement for unforeseen factors that affect your diving trip. You’ll definitely want to get it covered in case it gets lost, stolen or damaged throughout your trip. Scuba Diving and Professional Liability Insurance. “Buying insurance is no one’s idea of fun, but for a second try to imagine how unfunny buying doctors will be, when your hurt and in the hospital bed…”. But is a diving insurance a part of your checklist? Divers Alert Network has been supporting divers for over 30 years. For this reason, it’s extremely important that you do read the fine print and go over the full coverage system for whichever plan you choose. Make sure you read the fine print and select the best option for you. DAN EUROPE FOUNDATION. Divers Alert Network also offer a wide variety of non emergency resources including the DAN Information Line, medical FAQ’s, online seminars, articles, video lectures and more. Sound too good to be true? Compare annual multi-trip policies for frequent travellers . Individual membership is currently $35 (annual). Personally I feel this is a fairly negligible difference but of course every dollar saved counts. That said; you’ll have to pay for travel insurance separately, which might actually mean that the all inclusive diving and travel package with World Nomads is the cheapest overall route to go down. Dive insurance does not cover missed travel, although it will evacuate you in the event of a dive accident. Only you know the final price tally of your scuba gear. But I will tell you a little secret…. JUST DIVING. I have Guardian level dive insurance, and when I need to insure a trip, which I rarely do, I use TravelGuard. Nevertheless, diving has its own inherent dangers and you will never know when an accident will happen. This article is not designed to steer you towards any one particular scuba dive insurance, although we do give our all time favourite option at the end. Perhaps the most well known of these is the 24/7 DAN Emergency Hotline which – a phone service that is always ready to help and advice scuba divers who are in need. You'll know where to turn if something goes wrong, with 24/7 emergency assistance from your trip insurance … For those making the jump at home, our Sports Accident Insurance policies can cover tandem skydives, solo skydiving under instruction and those qualified to skydive alone. All that remains now is for you to make the choice. As for the pricing regarding single trip insurance, this varies significantly according to where you’re going, for how long, you’re age etc. Fortunately, all of the diving insurance companies presented in this article match that criteria. my favourite diving insurance company – the one that I always use, is World Nomads because of their responsible tourism friendly attitude and all the extra adventure activities they give you insurance for. Compare car insurance Compare credit cards Go to your account to claim your rewards ... scuba diving – many policies only cover you if you have an open water licence from the Professional Association of Diving Instructors (PADI). But before we delve into that, let’s start by looking at the two standard package options for diving insurance with DiveAssure: Gold and Platinum. At the end of the day, no one can tell exactly what kind of experience you will have with any diving insurance company. The vessel owner should be fully insured by a major insurance carrier to a limit not less than $1,000,000.00 for maritime general liability coverage. Scuba Diving Insurance. I would strongly recommend that you ask as many questions as you need to make sure you’re 100% clear on the kinds of claims you can and can’t make with Dive Assure. As for the maximum payout re medical expenses with DAN – it’s not as high as that of World Nomads – however, it is as high as Dive Assure, barring the Elite Single Trip Option with DiveAssure. Let’s say you are outside the country on a dive … You’ll find that most scuba diving insurance policies are on an annual basis and cover you for all and any trips you take during this period. While price is important, the scope of coverage of policies can be dramatically different. We provide high levels of Personal Accident and Disability Assistance cover for skydivers diving in the UK at competitive prices and also provide Medical, Liability, Baggage and Money cover for European and Worldwide Trips. It’s for this very reason that I always get my scuba diving insurance with World Nomads. However, bear in mind that this is the minimum you can expect to pay, as premiums are based on a range of factors. The Best Insurance Buy and Value in the Industry : Dive professionals who already carry PADI-endorsed Professional Liability Insurance, know the policy offers the industry's best value in coverage and price, with: Coverages not found in other policies; The security of a long-term commitment from an A++ XV rated U.S. carrier If you have you’re own scuba diving gear then you already know how expensive that shit is. Firstly, visit car insurance comparison sites, such as MoneySupermarket, Confused.com, as these zip your details off to a number of insurers' and brokers' websites to find the cheapest quotes. Hello, my wife and I had about 10 dives, and we are now looking at buying dive insurance. When you sign up for one of their packages there is the option to support their charitable work through a small donation, if you feel so inclined! For 36 years Vicencia & Buckley and PADI have weathered all storms to bring you the best value in Professional Liability Insurance. All in all, World Nomads is one of the best diving insurance plans currently available – they have been for some time and from the looks of it will continue to be, long in to the future! Lucky to have Dive Assure Insurance We have been lucky to choose Dive Assure, as we could not go on our Liveaboard Trip in April 2020 due to Covid-19. I have never seen an insurance provider working this fast and with this much care for its customers; I could really rely on you and felt like I was in good hands. Submit. This means that if you buy a product, book a liveaboard, book accommodation or purchase insurance, we earn a small commission at no extra cost to you. If you’re the adventurous sort and you’re looking to indulge in other sports, adventure activities or general hard-core shit – just like you did for the scuba diving, you’ll need to get insurance for this to as it won’t be covered by standard travel insurance. This is extremely convenient because whereas with a diving only insurance plan, you have to get travel insurance separately, with World Nomads it’s all rolled into one – this saves money, time and means you only have to communicate with a single insurance company as a posse to two. 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