Book Your Dive Vacation With PADI Travel! About Scuba Travel. Our team can help you with any insurance quote. Only you’ll know the price your full scuba kit adds up to! threat of any the above. If you plan to venture beneath the surface this year, you'll of course be eager to don a snorkel and fins, but be sure to book Holiday Extras' holiday insurance before you do. Is scuba scuba diving covered by travel insurance? In some ways, this makes DiveAssure similar to World Nomads; however whereas World Nomads are a travel insurance company first and a scuba dive insurance company second, with Dive Assure the reverse is true as they primarily deal with dive accident insurance and provide travel insurance as a secondary benefit. Scuba Diving Travel Insurance. Again, it’s down to you asses the types of dive you’ll be doing, read the fine print of your preferred scuba diving insurance company – and make sure you splash out the extra cash for any special types of dive you’re doing if they aren’t covered in that companies standard plan. You can download a full copy of the policy booklet here that contains all the information about the policy and the insurer. You want this investment protected in case of damage, theft, loss or other circumstance. Your dues also support ongoing dive safety research, the development of diving health and safety resources and a 24/7 emergency medical assistance for scuba divers across the world. Tony Backhurst Scuba Limited (FRN 488392) is an Appointed Representative of Travel & General Insurance Services Limited (firm reference 304788). Usually, an optional add on for hazardous sports will be required to be covered for diving. As a supplemental policy, it covers those expenses that your primary insurance policy does not cover. Scuba Diving (up to 40 metres) Travel Insurance . Calling the DAN Emergency Hotline for advice and information is one of the standard procedures when getting further help for a diver whose suffered an accident. Fortunately, all of the diving insurance companies presented in this article match that criteria. Scuba Diving Travel Insurance. The policy is underwritten by TIF on behalf of URV. For example, one diving insurance company might only insure you to dive up to a certain depth, whereas another will cover you regardless of how deep you dive and also insure you for special types of dives like cave diving and shark cage diving. If you’re planning a scuba diving trip, you’ll likely need a policy designed specifically for scuba divers, or water sports or adventure sports in general if scuba diving isn’t the only activity you have planned. You do have to be a member of DAN to use their insurance programme at a small additional charge, but having a membership comes with many extra benefits including TravelAssist, Alert Diver magazine, WorldCue Planner and access to industry leading insurance products. You can request a price quote right here. Scuba Diving Insurance Providers Offering Plans That Protect You, Your Dive Gear and Travel Costs. The name's Alex. If your planned diving activity falls outside the standard remit, like diving deeper than 30m, you may need a more specialised policy. This is on the provision that you are a qualified diver who will be … Our expertise makes a difference. So, the combined cost of individual annual membership and each package is: Neither World Nomads nor Dive Assure offer diving insurance packages that are as cheap as the “Master” or “Preferred” Packages of DAN. Does your travel insurance cover all your holiday diving needs? Scuba Diving Travel Insurance. The above prices are an example for a 30 year old New York resident travelling to dive outside the USA. We also can not cover any claims relating to any fear or threat concerning these viruses. Flight / Accommodation – extra expenses following diving accident, Emergency Medical Expenses – Diving Related, Emergency Medical Evacuation – Diving Related, Emergency and Accidental Medical Treatment and Evacuation – Non Diving Related, Cancellation and Interruption – Comprehensive Coverage, Lost Diving Days due to Medical Inability to Dive –, Emergency Medical Evacuation -Diving Related, Lost Diving Days due to Medical Inability to Dive, Emergency Medical Evacuation. Scuba Diving Insurance Versus Other Options Frugal travelers may wonder if they need scuba diving insurance or if they would be better off with either extreme sports coverage or a very comprehensive general travel medical insurance package with a sports rider that covers Scuba. Why You Need Scuba Diving Insurance with Snowcard. Plus, like World Nomads, yet unlike DAN, Dive Assure also offer travel insurance. Highly reputable company with strong presence in the backpacker scene. You’re covered as a student with us through our insurance and all of our instructors have personal student insurance. Individual membership is currently $35 (annual). Do bare in mind that to get DAN scuba insurance you have to purchase a membership also. If you are planning a trip abroad and will be Scuba Diving (up to 18 metres), you will need to have a Travel Insurance policy in place before you leave your home. Our scuba diving travel insurance policies can be tailored to meet your personal needs using our unique quotation tool which allows you to fully customise the cover to match your requirements. Alternately, take a look at the screenshots below showing several reviews that I feel best reflect the general attitude towards World Nomads: Beloved by high end travellers and scruffy backpackers alike, World Nomads are an extremely well respected travel insurance company that also offer scuba diving insurance at a capacity that will suit all styles of recreational scuba diver. ), so if you’re not planning on any extra adventure activities, then there’s a strong incentive to choose them. I’ve personally never had any issues. Whereas some scuba diving insurance companies do not have depth or gas limits, others; do have a gas and depth limit – beyond which you’re not insured. Scuba Diving and Travel Insurance: all you need to know. But understand that it needed to be in; order to truly review, evaluate and explain the three best scuba dive insurance companies out there, whilst providing and assessing customer feedback and providing easy to understand comparative info. He was totally right. We create bespoke itineraries that are as individual as you are. Scuba Travel has been arranging award winning holidays for over 20 years. Here are some important points you should look into when comparing dive travel insurance plans: Expertise in diving related emergencies and hyperbaric medical procedures. Winning tour operator of the year no less than 11 times. It comes down to many factors like the type of claim you’re trying to make, the staff you end up with and the dive insurances current policies to name a few. Scuba Diving Travel Insurance Whatever you choose or wherever you wish to dive, you need to make sure you have the right travel insurance and the appropriate cover for the depth of dive. Let’s take a closer look at what DAN actually cover you for. You’ll definitely want to get it covered in case it gets lost, stolen or damaged throughout your trip. lands that very few people have traveled before us, we meet large and small creatures, we discover a world which is more than fascinating. And if it does, it might only cover a small amount or have strict coverage rules. Let’s take a look at what World Nomads’ Scuba Diving Travel Insurance covers: A unique perk of insurance with World Nomads is that you also get coverage for over 200 other adventure activities. DAN’s “preferred” and “guardian” packages have a higher financial payout on gear than that of World Nomads or Dive Assure. They have just two packages available. Divemaster Insurance. Scuba Diving Travel Insurance Up to 30 metres as standard Make your holiday more adventurous. That said, you do have to pay extra to get travel insurance and diving insurance, unlike with World Nomads where these are both automatically rolled into whatever package you choose. Now what this does mean is that you’ll need more than just scuba diving insurance! As well as this and perhaps somewhat surprisingly, DAN offer the cheapest scuba dive insurance out there, even when you include the additional fee of a membership. Reply. Although DAN do not insure you for 200+ adventure activities like World Nomads, you do get the option to insure yourself for extra named water sports with DAN at an extra cost. Scuba Diving Travel Insurance. Scuba diving is one of these activities. Jet off overseas so you can experience the stunning shells, coral and sea animals that live underwater. If you just need insurance to cover diving accidents then look at Dive Master's IDEC Scuba Dive Insurance.International Diving Emergency Cover is a personal accident plan that covers you all over the world for emergency medical expenses, hyperbaric treatment, air evacuation, medical repatriation and search & rescue. Both companies are authorised and regulated by the Financial Conduct Authority (FCA). But the risks of diving should never be forgotten, and with it the chance that a diving-related injury or accident might not be covered by your travel insurance. If you plan to venture beneath the surface this year, you'll of course be eager to don a snorkel and fins, but be sure to book Holiday Extras' holiday insurance before you do. The extent and circumstances to which this can apply vary. World class diving is just a phone call away. This bespoke insurance is unique to Dive Master Insurance and, unlike any other travel insurance diving cover, it also includes scuba diving risks. Travel insurance for your scuba dive. Ok, so far this is all sounding fairly similar to World Nomads (although unlike World Nomads, DiveAssure don’t cover you for extra adventure activities!). You might want to check for those who do, depending on the type of travel you are going for. Scuba Diving, Medical & Travel Insurance – All-In-One – My brother recommended I might like this website. Where you will find some considerable variation however, is the upper financial limit for coverage of lost, stolen or damaged gear. This policy can provide cover for Scuba Diving up to 50 metres and Night Dives as well.. GET A QUOTE ONLINE. Does your travel insurance cover all your holiday diving needs? This is extremely convenient because whereas with a diving only insurance plan, you have to get travel insurance separately, with World Nomads it’s all rolled into one – this saves money, time and means you only have to communicate with a single insurance company as a posse to two. my favourite diving insurance company – the one that I always use, is World Nomads because of their responsible tourism friendly attitude and all the extra adventure activities they give you insurance for. Another thing I really like about World Nomads is their active involvement and promotion of responsible tourism and their overseas charitable work. Quote and buy now . Sometimes, with recreational scuba diving courses: you get the option to purchase dive insurance for a small cost from the dive centre. Where possible, it’s always better to get direct payment. I don’t believe in telling people what to do, so the choice is yours! Student Insurance. Furthermore, although there are some very positive reviews – enough to show that Dive Assure please the majority of their customers and can rival World Nomads or DAN, there have also been a number of complaints. Not only will you benefit from our wide range of policy protection levels but you are also covered to scuba dive up to 30m (not solo) at no extra cost. Like Like. As you can see, Dive Assure are a fair bit cheaper than World Nomads – the Gold option being $51 less than World Nomads’ Standard Plan at $130 and the Platinum option being $61 less than World Nomads $190 Explorer Plan. Liveaboard or dive resort? But before we delve into that, let’s start by looking at the two standard package options for diving insurance with DiveAssure: Gold and Platinum. Let’s dive in: World Nomads are an extremely popular travel insurance company that offer all inclusive packages that not only cover travel but also provide insurance for over 200 adventure activities, including scuba diving. Common travel insurance conditions related to scuba diving. Snorkelling, island escapes and liveaboards. Insurance Dive with peace of mind with DAN, knowing that you are covered in case of an unexpected incident. Scuba diving continues to grow in popularity, and since 1967, PADI has issued over 25,000,000 diver certifications globally. For example, DiveAssure is the only one that offers coverage for diving days lost due to weather or illness. Many travel insurance policies can cover the most common water sports, such as jet skiing and snorkeling. DiveAssure members are eligible for the most comprehensive Diving Accident and Dive Travel insurance plans. So when asking the question: Is Dan Insurance Worth it, You should strongly consider what it is that you want. Once again – after you’ve got your quote for the specific trip/s your taking, check that small print! Medical and rehabilitation costs. Up to US$150,000* of emergency medical evacuation coverage for diving and non-diving medical emergencies any time you travel more than 50 miles away from home. If you are planning a trip abroad and will be Scuba Diving to 40 metres, you will need to have a Travel Insurance policy in place before you leave your home.. But before you decide whether or not to purchase scuba diving travel insurance from them, let’s take a look at some real life customer reviews. Do bare in mind that before you write off any extra adventure activities, there’s a good chance that at any dive resort or liveaboard you will get the chance to indulge in water sports like kayaking, wakeboarding, paragliding etc. Whilst World Nomads automatically includes liveaboards in their diving insurance packages, with Dive Assure this is an optional  extra, although again it does include the benefit of coverage for lost days of diving, which is unique to DiveAssure. Erratic. Now, you could bash your skull against a metaphorical brick wall trying to work all of that our for the next half an hour…or you could simply use the guide below: You’ll want to make sure that the diving insurance you pick is enough to cover the most expensive treatments. All of Big Cat’s standard policies cover you for a depth of up to 18 meters. A standard InsureandGo travel insurance policy covers you to go scuba diving for up to 14 days. Travel Insurance for Scuba Diving. World Nomads insurance covers you for over 200 adventure activities, meaning they are the best option for anyone getting ready to participate in extra adventure activities. Do you scuba divers out there get any extra travel insurance … Whilst some policies are unlimited, others have upper financial limits on recompression therapy and emergency evacuation. Thanks! Travel Insurance for Scuba Diving. Please check the Terms and Conditions for any Restrictions or Exclusions. And vice-versa. To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk. The following scuba diving insurance providers all offer varying levels of coverage. Our experienced team are committed to crafting memorable diving holidays around the globe. They’re also the only scuba dive insurance company where you can get insured for single trips which is extremely handy! Take the plunge with great value scuba diving travel insurance from World First. All of these will require insurance of their own to cover any injuries sustained whilst participating in them. Scuba diving travel insurance will ensure your cost coverage and help your recovery to the maximum. Scuba Diving Travel Insurance policy coverage: Specialist Scuba Diving Holiday Insurance starting from just £12.54*, with cover for UK, European and Worldwide trips available. BSAC membership benefits partner Bishop Skinner Marine has worked closely with insurers to design a holiday insurance to meet the needs of BSAC scuba divers. You’ll also need travel insurance to cover you for accidents and illnesses sustained outside of scuba diving, lost baggage, extra activities, etc. Keep reading to find out what travel insurance can help you with if you're planning to go scuba diving this holiday. The mission: to discover the best diving insurance company of all time – for you. Sound too good to be true? Club Member. You can see their website or more details on this. Please note this travel insurance is only available to residents of the UK. Few days or lifespan!? Personally I feel this is a fairly negligible difference but of course every dollar saved counts. The first of these is that Dive Assure are less well known than the likes of World Nomads or Divers Alert Network – this is evident by the fact that there are significantly less Dive Assure reviews. What should I do if my travel insurance doesn’t include scuba diving? It is essential to have scuba diving travel insurance when diving abroad. Additional transportation costs if you are flown home under special conditions. However, pro level divers may go much deeper. Travel Insurance to cover you for Scuba Diving up to 50m. Helicopter Rescue Included. It’s also insanely useful to get coverage for extra adventure activities; including – but not limited to, various watersports that you’re likely to have the chance to do whilst staying at a diving resort or on a liveaboard. Will travel insurance cover scuba diving? This post truly made my day. These are typically with regards to customers being frustrated after finding it hard to receive some types of claim. Game Changer. In addition to insuring scuba diving gear within DAN’s main insurance plans, you can also insure your individual pieces of scuba diving gear separately, in order to have a higher overall financial payout on scuba gear. The first being that your dive should not exceed a depth of 30 meters. World class diving is just a phone call away. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Scuba diving continues to grow in popularity, and since 1967, PADI has issued over 25,000,000 diver certifications globally. When you sign up for one of their packages there is the option to support their charitable work through a small donation, if you feel so inclined! Please make sure you check all of the details thoroughly before taking out a policy. I dare ya…. Dive Insurance DAN’s insurance plans offer divers an affordable way to protect themselves against unpredictable expenses associated with diving accidents and dive travel. In addition to this, they are the only diving insurance brand to offer coverage for many other adventure activities to, including a number of water sports that you’re likely to have access to during your scuba diving holiday. Well known and highly reputable travel insurance company. You can not imagine simply how much time I had spent for this information! Not only will you benefit from our wide range of policy protection levels but you are also covered to scuba dive up to 30m (not solo) at no extra cost. Includes coverage for lost days of diving due to weather or medical condition, Less widely known or used than World Nomads or DAN, Do not get coverage for other extreme activities, Significantly lower maximum payout for medical bills compared to World Nomads, Most well known and experienced diving insurance company, Access to wide pool of resources and knowledge, No free coverage of extra adventure activities. Dive Accident Insurance Your primary medical insurance may exclude scuba diving as a hazardous recreational activity and/or may not provide coverage when are you traveling out of the country. Some dive insurance companies provide you with a reimbursement for unforeseen factors that affect your diving trip. DAN EUROPE FOUNDATION. Only you know the final price tally of your scuba gear. Whether you are travelling as a fully qualified diver, or as a rookie, InsureandGo can provide you with cover to a depth of 30 metres. You’ll find that most scuba diving insurance policies are on an annual basis and cover you for all and any trips you take during this period. Why buy travel insurance when going scuba diving? Whatever you choose or wherever you wish to dive, you need to make sure you have the right travel insurance and the appropriate cover for the depth of dive. A policy with this coverage can extend all relevant benefits to a traveler in the event something occurs while they are diving, including Emergency Medical, Medical Evacuation, and Trip Interruption. If you’re a pro level diver, require access to a wide pool of knowledge and you’re trying to save money then DAN could be a great bet for you. Scuba Diving Insurance Versus Other Options Frugal travelers may wonder if they need scuba diving insurance or if they would be better off with either extreme sports coverage or a very comprehensive general travel medical insurance package with a sports rider that covers Scuba. Additional adventure activities coverage is unique to World Nomads – no other scuba diving travel insurance company offers this extremely handy perk, making World Nomads an obvious choice for anyone who plans to do more than just scuba dive on their trip. All travel insurance policies have conditions on scuba diving cover. Let’s take a quick look at just a few of the extra activities you also get coverage on: Most of the 200+ adventure activities are covered under the Standard Plan although a few fall under the Explorer Plan. Our Cover-More travel insurance policies can cover you and your scuba diving equipment* on your next diving adventure, if you hold an Open Water Diving Certificate … This way, you’ll receive treatment straight away without having to worry about finding the money upfront. When it comes to choosing the best diving insurance for you, it’s a smart move to take some time to carefully consider what it is that you want, your priorities and the kind of scuba insurance package you’re looking for. Decompression Chambers Covered. Let’s take a look at the single trip insurance packages: Prices vary according to age, country of origin, underlying medical conditions and country being travelled to. Ah Scuba diving! This means that if you buy a product, book a liveaboard, book accommodation or purchase insurance, we earn a small commission at no extra cost to you. If it does provide coverage, it may only pay a minimal amount for chamber treatments. There’s little difference between these two packages, besides the fact that the more expensive platinum option gives you higher financial expenses on emergency expenses, lost gear etc. If this sounds familiar from your PADI rescue diver course that’s because it should do! We’ll be looking at the different packages offered by each scuba insurance company, describing their unique perks, comparing prices and evaluating real life customer reviews. You can get single trip insurance in three tiers: standard, deluxe and elite. However, unlike World Nomads – DAN’s insurance plans don’t have any depth limit, making them suitable for recreational divers and professional ones. Discover our insurance plans and choose the one that best suits you. Single Trip Insurance? The short answer is yes, but you’ll have to meet strict conditions. World Nomads are my favourite scuba diving insurance option both because of their responsible tourism promoting attitude and because their insurance package is the best for anyone who enjoys other adventure activities to. Simple and flexible travel insurance to keep you safe on your next dive trip. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. If you’re the adventurous sort and you’re looking to indulge in other sports, adventure activities or general hard-core shit – just like you did for the scuba diving, you’ll need to get insurance for this to as it won’t be covered by standard travel insurance. More importantly though, this page is about summarising the major differences between what we consider to be the hands down best diving insurance companies of all time. All of Big Cat’s standard policies cover you for a depth of up to 18 meters. Here’s what scuba-inspired travelers need to know about scuba diving insurance when they’re planning their next trip. Diver carries the source of air himself which gives him or her the ability to move and dive wherever they want and to easily reach interesting objects on the ocean or sea bottom. Go on – pull the trigger on your metaphorical decision making speargun. They are extremely well respected among the traveller community, not only for their affordability,  reliable customer service and great deals, but also their attitude. Buy at home or while traveling, and claim online from anywhere in the world. -Diving Related. Travel insurance policies with the Sports & Activities filter allow travelers to denote which specific activities they plan to participate in. We wouldn’t be reviewing Dive Assure if we did not think they were one of the best diving insurance options out there. Medical and rehabilitation costs. Scuba Diving Travel Insurance. Whoa! Also covers you for 200+ adventure activities – only diving travel insurance company to do so. If there is an upper limit for emergency medical treatment, you’ll definitely want it to be several hundred thousands of dollars. Buy at home or while traveling, and claim online from anywhere in the world. Generally, World Nomads offer excellent customer service. Keep reading to find out what travel insurance can help you with if you're planning to go scuba diving this holiday. See if you are covered for equipment hire if your kit goes missing en route. Many of these are supplemental (or secondary) policies that specifically cover scuba diving accidents. There’s no such thing as a perfect scuba insurance plan and no single diving insurance company offers all the extra perks so far mentioned. We explore these salty (or sweet!) JUST DIVING. Scuba Diving Travel Insurance Up to 30 metres as standard Make your holiday more adventurous If you're planning a spot of scuba diving or snorkelling whilst on holiday, make sure you enjoy the experience with the knowledge that you are covered. Single Trip Insurance also offers a higher maximum payout on the main insurance zones like emergency medical expenses and evacuation than the gold and platinum options. Gear is not cheap and if you have a full set of scuba equipment, it can easily cost over $1,000+ dollars. At the end of the day, if you want insurance on extra adventure activities, World Nomads is definitely worth the extra bit of cash as it would cost far more to insure extra activities separately. Up to £10M Medical Cover. Multi-trip insurance is only available as the deluxe tier. In any dive-related emergency DiveAssure consults the best dive medicine resources available. Divers Alert Network (also known as DAN) are undeniably the most famous scuba diving insurance provider in the world, having over 30 years of experience. PADI recognizes Divers Alert Network® (DAN®) as a leading dive safety organization and provider of dive accident coverage. Additional transportation costs if you are flown home under special conditions. Whenever you head off in search of reefs, walls, wrecks and drifts, our scuba diving travel insurance won't leave you high and dry. What’s the difference between Dive Insurance and Trip/Travel Insurance? The above figures would apply to the the average for a 30 year old New York resident traveling to Thailand and Indonesia. Chances are high that if you’re going scuba diving and looking for insurance, you’re about to go some place new – congratulations and bon voyage! How to be sure? Winning tour operator of the year no less than 11 times. With each of these – unlike with World Nomads, there are no gas or depth limits meaning your insurance applies regardless. Some of the links in our content are affiliate links. Others include coverage for lost days of diving or even extra adventure activities. However, Dive Assure do offer a wider variety of packages than World Nomads – some of which have perks that are unique to DiveAssure. Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel. Getting coverage for water sports is particularly useful as there is a very high probability you will have the chance to do some of these whilst staying at a dive resort or on a liveaboard. What travel insurance do I need for scuba diving? Little Cayman Beach Resort & Reefs Divers, Children 0-2 | Free must be travelling with insured adult, Children 2-17 | 1/2 premium and must be travelling with an insured adult, Customer Services 0330 024 9952 tagconnect@travel-general.com. Scuba Diving (up to 40 metres) Travel Insurance . Scuba Travel Newsletter - With our latest news and special offers The travel insurance with scuba diving cover also provides specialist back up that’s needed to resolve the most difficult diving cases, as well as providing additional benefits once you’ve returned home. Check that you are covered to the depth that you intend to dive. Can sometimes take a while to receive claims. Divers Alert Network also offer a wide variety of non emergency resources including the DAN Information Line, medical FAQ’s, online seminars, articles, video lectures and more. Diving to 50m covered as standard, with cover for activities like shark free diving, solo diving and mixed gas diving available too. 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Or otherwise belongings and exclude dive equipment the question: is DAN insurance Worth it you!, dive Assure also offer travel insurance rolled into one package who do, the! Wait an insanely long time before receiving a claim, this general of! Customer reviews suggest that this is a fairly negligible difference but of every! World that make for a small amount or have strict coverage rules and go with what your tells. Case of an unexpected incident yes, but you ’ ll have to purchase a separate scuba diving holiday otherwise. A student with us through our insurance plans and choose the one that best suits.!